Trump Admin Says It Uncovered $10 Billion Obamacare Fraud Scheme

At the start of Biden’s presidency, approximately 10 million people were enrolled through the Affordable Care Act exchanges. By 2024, enrollment had surged to roughly 22 million. Advertisement Federal investigators now believe millions of those enrollments were improper, fraudulent or created without the knowledge of the individuals involved.

Advertisement “We estimate 2.6 million improper and phantom enrollments remain,

including over 1 million enrollments without a social security number.”

According to the report, several different forms of abuse contributed to the alleged fraud.

“By our estimate, improper, phantom, and fraudulent enrollment peaked at 5.6 million people in 2025,” the report states

Officials say some applicants intentionally understated their income to qualify for larger taxpayer-funded subsidies.

Investigators also identified what they describe as “phantom enrollments,” in which insurance brokers allegedly enrolled people in Obamacare plans without their knowledge in order to collect federal commissions.

The report argues that reduced verification requirements made those practices significantly easier to carry out.

Others allegedly received premium assistance despite failing to meet eligibility requirements

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